CONNECT

Categories

• 10-2-Spend (1)
• Auto (1)
• Check Card (1)
• Checking (3)
• Community Involvement (13)
• Contests (9)
• Credit (5)
• Debt (4)
• e-services (1)
• Entreprenuer (1)
• Feature Post 1 (2)
• Feature Post 2 (2)
• Feature Post 3 (4)
• Feature Post 4 (3)
• Internship (1)
• Investing (4)
• i[give] (4)
• i[x] Inside (2)
• Job (5)
• Lifestyle (22)
• Loans (8)
• Money Management (14)
• Promotions (6)
• Saving (10)
• School (13)
• Teller Talk (1)
• Travel (1)
• Uncategorized (2)

Search

• Archives

  January 2012
  December 2011
  November 2011
  October 2011
  September 2011
  August 2011
  July 2011
  June 2011
  May 2011
  April 2011
  March 2011
  February 2011
  January 2011
  December 2010
  November 2010
  October 2010
  September 2010
  August 2010
  July 2010
  June 2010
  May 2010
  April 2010
  March 2010
  February 2010
  January 2010
  December 2009
  November 2009
  October 2009
  September 2009
  May 2009

Blog

07.19.10 Wheels & Deals Posted under: Auto Posted by: Will.i.x

We all know that buying a car can be stressful, but the team here at i[x] is here to help you understand the basic process to getting your own vehicle. 

1. How Much?
The first thing you should do is set a budget, then you can start looking for that perfect car.  Once you set a budget you will be able to narrow down your focus.  And focus is good, just ask Mr. Miyagi.

2. Oh Those Internets!
Do some homework before you dash out looking for that new whip.  Cars.com and autotrader.com have lots of used vehicles for you to check out.  Also, check the Kelly Blue Book® (kbb.com) and do some research once you find the kind of car you like.  It could save hundreds of dollars.

3a. Used Cars
With used cars you can do all your research on the web.  Used cars also make solid investments since they are more affordable and do not depreciate nearly as quickly as their brand-new counterparts.  After you find the car you want, make sure you get a CarFax® report.  You also may want to take the car you really, really like to a trusted mechanic and have them inspect it.

3b. New Cars
If you think you can step out and get a brand new car make sure you shop around the end of the month.  It sounds cliché, but they do have quotas and might be willing to give you a better deal on the 29th vs. the 9th. Some dealerships have special departments that work with people over the phone or through e-mail.  This lowers the pressure and may make it easier to find the best deal.  Also, look online and see if there are any sales or incentives for the vehicle you like. 

4. Loan Time
Once you are narrowing down to the car you like it’s time to call Georgia’s Own.  One of our friendly loan officers can help you get the process started.  Check out the loans section of georgiasown.org for some great info on how to get the right loan.

No Comments »