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Blog

01.26.12 Having Street Cred with Credit Cards Posted under: Feature Post 4, Money Management Posted by: Will.i.x

Are Credit Cards Good Or Bad?  Well, that all depends on how or why you use them. Credit cards can be good for building your credit score, but only if you use them wisely and pay them off on-time.  With a few rules and regulations, along with some self restraint and responsibility, you can make credit cards work for you. HOW YOU ASK? First decide if you are making a wise purchase, then decide which payment method makes the most sense for you: cash, credit, debit, check, etc. Avoid opening several credit cards at one time because this can cause your credit score to fall. Also make sure to review your statement every month to avoid fraudulent charges. By following a few simple guidelines outlined here, you can decide when and how to use a credit card. With a little finesse and careful attention you will be on your way to responsible credit card use.

  

Good Cred

• Building your credit score
• Online purchases
• Purchases over the phone
• To pay deposits 
• Reserve hotel, rentals, etc.
• Protection in case card is lost or stollen
• Ease in returning items

 

Bad Cred

• Impulse buys
• Items you can’t afford
• Allowing friends to use
• When you have no income
• On major purchases

 

 

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05.18.11 New – Balance Resources for i[x] members Posted under: Feature Post 4, Money Management Posted by: Will.i.x

Georgia’s Own and i[x] are now offering our members access to the Balance Financial Fitness Program. These great resources are FREE. Here are just a few of the many resources you will find on their site:

Tips on Buying a Car
Checking Accounts
Mortgage Basics
Repaying Student Loans
Finances for College Students

Check out all of the free resources at the Balance web site.

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04.08.11 Ne[x]t Magazine Posted under: Feature Post 4 Posted by: Will.i.x

Did you know that i[x] publishes a magazine? Ne[x]t Magazine was created for members of i[x] and is packed full of information about money, how to get ahead, how to give back and how to have fun. Best of all, Ne[x]t Magazine is free.

If you would like to receive a copy, please use the form below to get in touch with us. We’ll send your copy out when the next issue drops.

Receive a free copy of Ne[x]t Magazine

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