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Blog
07.29.10 Cracking the Books Without Breaking the Bank Posted under: Lifestyle, School Posted by: Will.i.x
Getting an education can range from nothing all the way to hundreds of thousands of dollars. The trap you need to avoid is overpaying for your education. Well we here at i[x] want to let you know that you have options to help finance your education and your future. They include:
· Scholarships and Grants: Money awarded to students and generally usable for any fees associated with education, including tuition, room and board, books, etc.
· Loans: Funds borrowed to finance education. Loans can be taken by the student, parent or other interested party and, in most cases, be used for any education-related expenses.
· Savings: Don’t overlook the time-honored tradition of saving for college. Even saving only a portion of your expenses will mean less debt when you graduate.
· Military Aid: Available to students planning a military career, as well as veterans.
· Work-Study Programs: Assistance is awarded according to financial need. Students typically work 8-10 hours each week (usually on campus) in exchange for their award. Because this program uses state and/or federal funds, the awards are considered taxable income.
The federal government will provide more than $100 billion in the coming year to help students pay for college. Another $10 billion in private student loans will send other students off to school.¹ That means you’ve got a pretty good chance of securing some form of financial assistance, regardless of your family’s income.
Check back next week as I fill you in on where you can find these scholarships and grants! Adios!
¹Source: FinAid.org
No Comments »07.26.10 And the Winner is…. Posted under: Contests Posted by: Will.i.x
Congrats to Devon Peet for winning the fill in the [blank] contest and winning an Apple iPad®. It was a very close race, but Devon just edged out our second place winner, Heidi Banks. Heidi came in second and will receive a $100 gift card while Elizabeth Davis came in third and will receive a $50 gift card. Thanks to all that participated in the contest and to everyone for voting! Stay tuned to i[x] for your next chance to win awesome prizes!
No Comments »07.19.10 Wheels & Deals Posted under: Auto Posted by: Will.i.x
We all know that buying a car can be stressful, but the team here at i[x] is here to help you understand the basic process to getting your own vehicle.
1. How Much?
The first thing you should do is set a budget, then you can start looking for that perfect car. Once you set a budget you will be able to narrow down your focus. And focus is good, just ask Mr. Miyagi.
2. Oh Those Internets!
Do some homework before you dash out looking for that new whip. Cars.com and autotrader.com have lots of used vehicles for you to check out. Also, check the Kelly Blue Book® (kbb.com) and do some research once you find the kind of car you like. It could save hundreds of dollars.
3a. Used Cars
With used cars you can do all your research on the web. Used cars also make solid investments since they are more affordable and do not depreciate nearly as quickly as their brand-new counterparts. After you find the car you want, make sure you get a CarFax® report. You also may want to take the car you really, really like to a trusted mechanic and have them inspect it.
3b. New Cars
If you think you can step out and get a brand new car make sure you shop around the end of the month. It sounds cliché, but they do have quotas and might be willing to give you a better deal on the 29th vs. the 9th. Some dealerships have special departments that work with people over the phone or through e-mail. This lowers the pressure and may make it easier to find the best deal. Also, look online and see if there are any sales or incentives for the vehicle you like.
4. Loan Time
Once you are narrowing down to the car you like it’s time to call Georgia’s Own. One of our friendly loan officers can help you get the process started. Check out the loans section of georgiasown.org for some great info on how to get the right loan.
