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05.24.10 Finding A Summer Job
Posted under: Job, Lifestyle Posted by:

With the end of school nearing or having already ended for some, the summertime is a great time to find a job to earn a little cash.  A summer job is also a great way for students to get a foot in the door toward a real job.  With the job market very competitive and tough right now, you have to be able to stand out.  Here are a few tips you can follow to help you get that edge over the competition:

- Pursue a job that you are interested in.  If you are not sure what really interests you, ask yourself if you want the job for career experience or just for fun. 

- Network: As the saying goes, “It’s not what you know, but who you know.” Never pass up an opportunity to get your name out to professionals.  If you have yet to develop a solid network, don’t be afraid to talk with family and family friends.  They are a great place to start when trying to find available jobs.

-Don’t Give Up: If you are having a hard time finding open jobs, search on the internet.  There are thousands of jobs listed.  If there are certain companies that you know you would like to work for, give them a call about open positions-the worst they can say is “no”.

-Be Prepared for the Interview: Once you have your interviews set up, research and know everything there is to know about the company.  Potential employees love it when you come in looking like you belong.  Also, dress for success.  You can never be over dressed for an interview.  My dad always said “Dress for the job you want to have.”

So get out there and get you an awesome job for the summer.  Who knows, it may turn out to be your career!

Update: Found this article from the AJC that also gives some tips on summer work.

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05.17.10 Investing Basics
Posted under: Investing Posted by:

Should I invest? How do I invest?  Who do I invest with?  These are all tough and scary terms and questions!  Before you decide if investing is or isn’t for you, let’s learn a few basic elements of the stock market.

Think of buying and selling shares as a trip to the grocery store.  Instead of buying directly from the shelf, someone else, an authorised broker, buys and sells stock for you.   The broker buys a share for you- a part ownership of a publicly-listed company.  The company usually pays out some of its profits, known as a dividend.  Prices for stock are dictated by supply and demand.  The main drivers of the share price are the outlook for profits and the risk associated with the investment.

So if you have heard talk of stocks and shares, but have never taken the time to study up on the stock market or you think it is a foreign language, these are the very basics to get you on the road to buying and selling.  To get a more detailed explanation of investing, try searching on google.  There are tons of articles that will put you on the right track!

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05.10.10 How to Get a Credit Card with No Credit
Posted under: Credit Posted by:

OK, so you see me posting stuff about having good credit, maintaining a good credit score and paying off credit card bills, but you may be asking “Do you have a credit card?’  Well the answer is no, but I am about to start the process of obtaining  one and wanted you to be able to follow the journey and see for yourself how it works.  I know many of you may be like me in that you may have little or no credit history.  So, I will be calling the credit card company tonight to see what I need to do to get approved for a card.  I will try to post an update later.  Follow me on Twitter for play-by-play.

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